VSoft’s Mobile Deposit solution extends the convenience and cost savings of remote deposit capture (RDC) and transmission right into the palms of your customers.

VSoft’s OnView Mobile Deposit architecture can be deployed either in-house at the bank or hosted out of our data centre. VSoft has successfully deployed Single Sign On (SSO) solutions with numerous mobile banking platforms in the US as well as a stand-alone solution.

With the easy-to-use mobile application, users log on securely and remotely wherever they are. While the built-in camera in the mobile device does the work of capturing the image of the cheque, cues on the screen guide the user in taking a proper picture.

Features

• Enables item deposit anytime from anywhere with ease
• Removes the requirement to use a workstation and scanner
• Extends same day deposit hours
• Can accelerate funds availability
• Makes cheque images accessible anytime, anywhere through electronic image archive

Benefits to Your Account Holder 

• Simple, deposit workflow
• Cues to guide user experience
• Ability to deposit anytime, and anywhere
• Less time spent at and traveling to branch locations
• Reduces deposit preparation time and ensures accuracy

Benefits to the Branch

• Ensures lower per transaction costs
• Capitalize on widely used devices
• Attracts a new generation of consumers
• Leverages your image technology investment
• Expands deposit options available to account holders
• Available in-house or outsourced via VSoft’s wholly owned data center
• Custom threshold review schedules used to monitor deposit activity and potentially prevent fraud
• Common item tracking, approvals, image handling for quality assessment, and amount recognition
• Simplified review and adjustments process
• Comprehensive validation features using rules established by the financial institution
• Real time duplicate detection across multiple channels at the point of capture
• Can integrate mobile banking providers

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