VSoft’s OnView Agent Deposit gives your Business Correspondents and Agents a specialized version of the OnView Remote Deposit Capture solution so that they can capture cheque images on behalf of your high net worth customers and corporate customers. Your high net worth and corporate customers may be too busy and may not have time to visit your bank branches to submit cheques or remotely capture cheque images themselves. In such cases, BCs and agents can use Agent Deposit to accept cheques from your customers and capture images of the cheques before making a journey to your bank branches so that the risk of losing cheques in transit is mitigated.
Agent Deposit Features
Start Clearing Early
Agents can speed up the turnaround time because they can start the cheque clearing process for customers from the moment they scan them with their smartphones/tablets.
With Agent Deposit, your Agents can identify duplicate cheques from the moment they remotely capture the cheque images and can can refuse cheques when still with the customers.
No More Exceptions
CAR/LAR, image quality and usability assurance, automatic re-orientation, and our Intelligent Repair Image System verifies and repairs the image from the moment the Agents upload the cheque images.
Control what your Agents are able to do with Agent Deposit. Set cheque amount limits, enforce a maker-checker process, set geographic restrictions, and more.
Fake Cheques Caught Early
OnView Agent Deposit uses Positive Pay to provide real-time fraud detection for your financial institution. New cheques are cross-referenced with cleared cheques to find suspicious activity.
Institutions can balance cheques received with cheques cleared in real-time and have the option to balance in a variety of ways that best fits with their business operations.
Keep HNI and Corporate Customers Happy
Mitigate Risk from Cheques Lost in Transit
Start the Clearing Process Immediately After Acceptance
Explore more of VSoft’s PRODUCTS
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Wings is VSoft’s state-of-the-art, comprehensive Core Banking Solutions (CBS) product suite, created in a leap of faith, using web technologies and open source systems right from the very inception in order to meet the requirements of the constantly changing, and often disruptive, techno-financial environment.
VSoft’s OnView Cheque Tracking Portal (CTP) enables Bank Operators to view item details and images of the items captured during the prime pass on the sorter as well as archived items. Operators can use the browser-based interface to quickly research customer data, transaction data, and item images from remote locations.
Cheque Image Capturing
VSoft’s OnView Branch Deposit increases efficiency for your staff by simplifying back-office operations. Disparate back-office systems can cause a negative ripple effect across your financial institution, absorbing time and labor that could be allocated to other impactful tasks.
VSoft is one of the largest cheque truncation service providers in the country, with a client portfolio that includes major public sector, private sector, and co-operative banks. Fully compliant with RBI’s cheque truncation guidelines, VSoft’s BPO infrastructure for cheque processing is capable of processing over 15 lakh cheques a day.
The OnView Remote Deposit Capture (RDC) product suite brings convenience and cost savings right to your palms. You save by depending less on data entry and more on automated operations which process more cheques in less time. You enjoy convenience by creating a paperless environment where all data can be accessed at the tap of a finger.
National Automated Clearing House (NACH) payments are known to be a cheaper and more convenient alternative to cheques. Banks can process a higher volume of transactions at a lower cost because there is no physical movement of instruments.
Vantage is our single, unified platform designed to consolidate fragmented channels to give your financial institution full administrative control over payment processing, core banking, and digital banking solutions. A consolidated platform also provides granular insight for an enterprise-wide view of all account holders and transactions, which enables staff to resolve account holder inquiries quickly and analyze the user experience across devices and banking services.