Account holders can transmit a check from anywhere by simply using the camera on their smartphone and following the cues on the screen. The application’s compression algorithm optimizes the image size for faster processing. Once the user submits the payment, server-based flexible risk thresholds, image analysis, and real-time duplicate detection ensures fraudulent checks are stopped before they enter your system. Staff members can visually review each deposit for proper endorsement prior to acceptance.
Mobile Deposit Features
Flexible Risk Thresholds
State-of-the-art server-based flexible risk thresholds ensure that fraudulent cheques are caught before they enter your system.
Capture a Cheque from Anywhere
Onview Mobile Deposit allows account holders to deposit a cheque from almost anywhere. Using just a smartphone camera.
Real-time Duplicate Detection
The staff member receives instant feedback, allowing them to address the issue immediately.
No More Exceptions
CAR/LAR, image quality and usability assurance, automatic re-orientation, and our Intelligent Repair Image System verifies and repairs the image.
Fake Cheques Caught Early
VSoft’s OnView Mobile Deposit uses Positive Pay to provide real-time fraud detection for your financial institution.
Institutions can balance multiple transaction types and have the option to balance in a variety of ways that best fits with their business operations.
Allow account holders to deposit cheques anywhere
Smart programming protects against duplicates and fraudulent cheques.
The Onview Payments Suite automates back office tasks to save time.
Explore more of VSoft’s PRODUCTS
VSoft’s Roots is a technology-based solution for the Cooperative Credit & Banking structure that aims to assist in their outreach to the rural hinterlands through a two dimensional multi-layered software solution. It handles the entire lifecycle of all types of agriculture loans with farmers at one end and Primary Agriculture Credit Cooperative Society (PACS) and the DCC Bank at the other.
Wings is VSoft’s state-of-the-art, comprehensive Core Banking Solutions (CBS) product suite, created in a leap of faith, using web technologies and open source systems right from the very inception in order to meet the requirements of the constantly changing, and often disruptive, techno-financial environment.
VSoft’s OnView Cheque Tracking Portal (CTP) enables Bank Operators to view item details and images of the items captured during the prime pass on the sorter as well as archived items. Operators can use the browser-based interface to quickly research customer data, transaction data, and item images from remote locations.
Cheque Image Capturing
VSoft’s OnView Branch Deposit increases efficiency for your staff by simplifying back-office operations. Disparate back-office systems can cause a negative ripple effect across your financial institution, absorbing time and labor that could be allocated to other impactful tasks.
VSoft is one of the largest cheque truncation service providers in the country, with a client portfolio that includes major public sector, private sector, and co-operative banks. Fully compliant with RBI’s cheque truncation guidelines, VSoft’s BPO infrastructure for cheque processing is capable of processing over 15 lakh cheques a day.
The OnView Remote Deposit Capture (RDC) product suite brings convenience and cost savings right to your palms. You save by depending less on data entry and more on automated operations which process more cheques in less time. You enjoy convenience by creating a paperless environment where all data can be accessed at the tap of a finger.
National Automated Clearing House (NACH) payments are known to be a cheaper and more convenient alternative to cheques. Banks can process a higher volume of transactions at a lower cost because there is no physical movement of instruments.
Vantage is our single, unified platform designed to consolidate fragmented channels to give your financial institution full administrative control over payment processing, core banking, and digital banking solutions. A consolidated platform also provides granular insight for an enterprise-wide view of all account holders and transactions, which enables staff to resolve account holder inquiries quickly and analyze the user experience across devices and banking services.